What to Say Before Accepting an Increase on Your Credit Card Limit.
When receiving a call from your bank saying you are eligible for an increase on your credit card limit. Would your answer automatically be “yes”? Read further to find out why this wouldn’t be good idea: How does credit limit actually work? Let’s just say that you are a cardholder of a certain bank and you hold your salary or savings account with them, well most likely you will be sold a credit card from this bank. This is exactly how banks cross-sell credit cards to their existing customers....
Tips on Finding a Good Credit Counseling Agency
Financial obligations may heap up due to neglect or emergencies. Soon, you may find yourself wiping out your savings and maxing out your credit cards. This hurts your finances and credit rating. Who are you going to call then? It may be late, but finding a good credit counselor or counseling agency is your best option under the circumstances. You want to pay off your debts and re-establish your credit score, not to mention get rid of the pesky telephone calls from your creditor. As you contemplate on your...
A Perfect Credit Score – Is it worth?
Your credit score can mean the distinction between being declined or accepted for credit and a high or low interest rate. A good score can help you to be eligible for a residence lease and even help you to get resources linked without a deposit. What is it? Your credit score contains a 3-digit number produced by statistical criteria using details in your credit score. It is developed to predict threat, particularly, the possibility that you will become seriously delinquent on your credit responsibilities in the 2 years after...